Opinión

Calificaciones: usos y costumbres

logo
Calificaciones: usos y costumbres
Carlos De Fuenmayor
El papel de las agencias de calificación fue muy criticado tras el estallido de la crisis.

El papel de las agencias de calificación fue muy criticado tras el estallido de la crisis.

Resumen:

El lenguaje técnico que se emplea en las finanzas suele acusar un grado de complejidad y tecnicismo similar al de otras ramas de las ciencias matemáticas, por lo que nos demanda -a los que nos dedicamos a intentar divulgar los entresijos del universo financiero- intentar encontrar términos sencillos para explicar asuntos complejos.

{"ct":"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","iv":"06244a9c88b4b12e1094bf803c77afd3","s":"1a04b00ea7490d1f"}