Opinión

Calificaciones: usos y costumbres

logo
Calificaciones: usos y costumbres
El papel de las agencias de calificación fue muy criticado tras el estallido de la crisis.

El papel de las agencias de calificación fue muy criticado tras el estallido de la crisis.

Resumen:

El lenguaje técnico que se emplea en las finanzas suele acusar un grado de complejidad y tecnicismo similar al de otras ramas de las ciencias matemáticas, por lo que nos demanda -a los que nos dedicamos a intentar divulgar los entresijos del universo financiero- intentar encontrar términos sencillos para explicar asuntos complejos.

{"ct":"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","iv":"9b891cd46d82b94f570b1da0a597e2cf","s":"cc7f0b0826d605be"}